5 Money-Saving Gift Ideas for Valentine’s Day

Valentine’s Day is an occasion to show others that you care by giving gifts from the heart. I mean who wouldn’t want to give their loved one everything their heart desires? However, that’s just not feasible or necessary, and many store-bought gifts costs way too much, especially if you’re on a tight budget. The good news is you can have a great Valentine’s Day without spending a lot of money! Here are 5 money-saving gift ideas for Valentine’s Day:

1. Celebrate Early

There’s no rule that says you can’t celebrate early. Valentine’s Day might officially fall on February 14th, but why not consider celebrating in the days before or after. Restaurants, flowers, and cards are all significantly less expensive. But if you still want to celebrate on the 14th and want to get out of the house, consider a breakfast date. It’s the most important meal of the day and the least expensive. Lunch is another less expensive option.

2. Plan an Experience at Home

It’s a pandemic! Rather than taking your significant other out for a night on the town, consider a quiet day or evening at home. Plan an indoor picnic on the living room floor, cook a delicious meal for your loved one or chef it up in the kitchen together, queue up something to watch on Netflix, give each other a massage, listen to music and just be with your partner. Good conversation and company are free.

3. Make it Yourself

At the end of the day, it’s the thought that counts. There’s no need to spend $4.99+ on a greeting card that will get thrown in the trash, so opt to make a card this year that they’ll remember forever. You could also write a poem or love letter and frame it, make a scrapbook, make a list of everything you love about your partner, or grab a gift basket and fill it with small items your partner would enjoy and use.

4. Knock Out Something on Their To-Do List

My to-do list is constantly growing and a little assist would go a long way. If your significant other has a lot on his or her plate, consider creating coupons for tasks they mention they have to do (or complain about) often or just jump in to help lift the load. I promise this act of service will go a long way.

5. Skip the Day Altogether

You don’t need the calendar to tell you when to express your love for someone plus some of us just got finished celebrating Christmas. Consider skipping the day altogether especially if you give gifts throughout the year, just make sure your partner is okay with it first. And if you’re at this stage in your relationship, make a plan together for how you’ll spend the money you saved by skipping the holiday.


Roses cost a small fortune on Valentine’s Day so find another flower your significant other loves. Also, florists are more expensive than the grocery store or the farmer’s market. Grab a bouquet and deliver them yourself!

No matter what you decide to do this Valentine’s Day just remember that love doesn’t require money. A fun and memorable Valentine’s Day can be enjoyed on a budget.

Published by Nika Booth

Nika, is an award-winning debt expert, personal finance content creator, and the voice behind Debt Free Gonnabe. She is on a journey to tackle her 6-figure debt and teaches others how to payoff debt without sacrificing fun!

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