The Pros & Cons of Automating Bill Pay

Managing your bills can be overwhelming. You’ve gotta keep track of each bill, when it’s due and how much must be paid. And if you have a lot of bills, that can be very stressful. But if you struggle to stay on top of your bills, automating bill pay is one possible solution. One ofContinue reading “The Pros & Cons of Automating Bill Pay”

6 Tips to Protect Your Personal Info & Your Money

Technology has come a long way but with all of these advancements, there’s the downside of vulnerability. And that vulnerability is exactly what people who are up to no good are counting on to take advantage. So we must do what we can to protect ourselves and our money. Most credit card companies offer someContinue reading “6 Tips to Protect Your Personal Info & Your Money”

7 Common Money Beliefs You Should Stop Believing

This post contains affiliate links. No matter where you are on your financial journey, by now I’m sure you know that there’s a lot to learn about money. And when it comes to your money, it’s not necessarily the things you don’t know (though this is important too) but rather the incorrect things you believe,Continue reading “7 Common Money Beliefs You Should Stop Believing”

6 Signs Your Finances Are in Trouble

Most financial challenges aren’t solely due to unfortunate events. They usually have a foundation of poor, consistent financial habits. With effective habits, most financial challenges can be handled. However, with improper financial habits, even the smallest unexpected expense can be devastating. While there are many negative financial habits one could be guilty of committing, thereContinue reading “6 Signs Your Finances Are in Trouble”

8 Ways to Curb Overspending

Overspending is a big challenge for many of us. Our eyes get a little big for our wallets, and we give in to impulse. It’s actually like overeating. It’s the result of short-term thinking without giving the consequences full consideration before making the decision to do it. And if you think about it, spending money is kindaContinue reading “8 Ways to Curb Overspending”

5 Money-Saving Gift Ideas for Valentine’s Day

Valentine’s Day is an occasion to show others that you care by giving gifts from the heart. I mean who wouldn’t want to give their loved one everything their heart desires? However, that’s just not feasible or necessary, and many store-bought gifts costs way too much, especially if you’re on a tight budget. The goodContinue reading “5 Money-Saving Gift Ideas for Valentine’s Day”

My Review of How Money Works: Stop Being a SUCKER

This post contains affiliate links. The How Money Works team reached out to me a couple of months ago about checking out their book How Money Works: Stop Being a SUCKER. I had never heard of this book before and was looking for a new personal finance book to read but what can I say,Continue reading “My Review of How Money Works: Stop Being a SUCKER”

Household Swaps That Are Good for Your Pockets & the Environment

This post contains affiliate links. Lately, I’ve been concerned (and frankly disappointed) with the amount of waste I’ve been generating. Specifically, my paper towel use during this time of increased hand washing and sanitizing pretty much everything. I use paper towels to dry my hands and sanitize surfaces in the house, but I also useContinue reading “Household Swaps That Are Good for Your Pockets & the Environment”

Mercari vs Facebook Marketplace

Updated July 18, 2020 Selling items you no longer need can be a great way to make extra money to help you reach your financial goals. Last year, I started selling some of my unwanted items on Facebook Marketplace for extra money to throw towards my debt. However, when COVID-19 became a global pandemic andContinue reading “Mercari vs Facebook Marketplace”

My Review of the Becta Design Cash Envelopes

This post contains affiliate links. For some people, spending cash is harder to do than using a debit/credit card. I’m definitely one of those people so I budget cash to use for categories that I tend to overspend in or want to control such as eating out, gas, groceries, and clothes. Usually, I would justContinue reading “My Review of the Becta Design Cash Envelopes”